Find Benefit Resources in Ashburn, VA



Stafford Loans for Students
What is Stafford Loans for Students Program?

Direct Stafford Loans, from the William D. Ford Federal Direct Loan (Direct Loan) Program, are low-

interest loans for qualifying students to help pay the fees of higher education at a four-year college or university, community college, or trade, career, or technical school. Eligible students borrow directly from the U.S. Department of Education (the Department) at participating schools.

Stafford Loans can be availed by undergraduate and graduate students and are made available by Direct Stafford Loans prepared by the U.S. Department of Education. You will pay back a Federal Direct Stafford Loan to the U.S. Department of Education.

There are 2 types of Direct Stafford Loans:

• A subsidized loan is granted on the basis of financial requirement, as decided by the information you put forward on the Free Application for Federal Student Aid (FAFSA).

• An unsubsidized loan is not granted on the basis of requirement. But you still must apply using the FAFSA.

Who is eligible for this program?

To become eligible for this program, you must be registered in a postsecondary educational program that leads to a postsecondary degree or certificate. There are other criteria. For more details, please check out the following site
http://studentaid.ed.gov/students/publications/student_guide/index.html

How to apply for this program?

To apply for Direct Stafford Loans, complete the Free Application for Federal Student Aid (FAFSA). You can apply via internet using FAFSA on the Web at www.fafsa.ed.gov/ (the faster and easier way), or you can obtain a paper FAFSA from your high school, local library, postsecondary school, or by giving a call at the Federal Student Aid Information Center at 1-800-4-FED-AID (1-800-433-3243). TTY users for the hearing impaired can dial 1-847-688-2567.

If you applied for Federal student support for the last school year, you can possibly file a Renewal FAFSA for the following year. By utilizing a Renewal FAFSA, you will only need to make any information up to date that has changed and complete a few new answers.

What is the Program Contact Information?

To know whether you are qualified to receive aid through this program, you must first fill in a Free Application for Federal Student Aid (FAFSA). Schools utilize this information from the FAFSA to decide your eligibility for most Federal student support programs and for many state, institutional and private aid programs.

You can fill in the FAFSA online, via this site:
http://www.fafsa.ed.gov



Job Opportunities for Low-Income Individuals
What is Job Opportunities for Low-Income Individuals Program?

The objective of the Job Opportunities for Low-Income Individuals (JOLI) program is to exam-

ine and assess methods of generating employment and business openings for people receiving Temporary Assistance for Needy Families (TANF) support. The program also supports other low-income individuals through self-employment, micro-enterprise, new business ventures, and expansion of existing businesses through technical and financial aid and non-traditional job initiatives that result in their financial self-sufficiency.

Who is eligible for this program?

To become eligible for this benefit program, you, your spouse, parents or children must get or be qualified to receive Temporary Assistance for Needy Families (TANF), or your family's annual income prior to taxes must be below $10,830 if one individual stays in the household; below $14,570 if two individuals stay in the household; below $18,310 if three individuals stay in the household; below $22,050 if four individuals stay in the household; below $25,790 if five individuals stay in the household; below $29,530 if six members stay in the household; below $33,270 if seven members stay in the household; and below $37,010 if eight members stay in the household. Add $3,470 for every additional member residing in the family.

Please observe that these figures are for neighboring U.S. states only; check out http://aspe.hhs.gov/POVERTY/09poverty.shtml for details on Alaska and Hawaii.

How to apply for this program?

In order to apply, click here to check out a list of JOLI programs functioning throughout the country. If there are any programs situated near to you, get in touch with them to enquire how to apply.

What is the Program Contact Information?

For further details please visit:
http://www.acf.hhs.gov/programs/ocs/programs/joli

Or contact them at:
Division of Community
Discretionary Programs, OCS, ACF, DHHS
370 L'Enfant Promenade, SW
Washington, DC 20447



Clinical Research Loan Repayment Program
What is Clinical Research Loan Repayment Program?

In return for a two-year obligation to  your clinical research  profession, NIH will reimburse up to

$35,000 per year of your eligible educational debt, pay an extra 39% of the refunds to pay your Federal taxes, and may repay state taxes that arise from these payments.

Who is eligible for this program?

In order to be eligible for this Clinical Research Loan Repayment benefit program, you need to be a U.S. citizen (or U.S. national or permanent resident) and must possess a M.D., Ph.D., Psy.D., Pharm. D., D.O., D.D.S., D.M.D., D.P.M., D.C., N.D., or equivalent doctoral degree from an recognized institution. {NOTE: Applicants having a doctorate of veterinary medicine (D.V.M.) do not qualify for the Clinical Research Loan Repayment Program unless they also possess one of the degrees listed above}.

Loan Terms

Not applicable

How to apply for this program?

For further information, check out the following Program Contact Information.

What is the Program Contact Information?

For further details about the NIH Office of Loan Repayment, get in touch with the LRP HelpDesk.

1-866-849-4047
1-866-849-4046
lrp@nih.gov

You can also obtain more details by checking out their website:
http://www.lrp.nih.gov



Employment and Training Assistance
What is Employment and Training Assistance Program?

Services are accessible to people in search of a job or building job skills. Services  comprise of job

search support, referral and placement support, reemployment services to unemployment insurance claimants, labor market information, and individual skills assessments.

If you are 18 or more and approved to work in the United States, you may also be qualified to get counseling, assistance in building an individual job plan, training and basic education. Childcare and transportation services may be accessible to allow an individual to take part in these activities. The collection of services offered is based upon an evaluation of individual requirements.

Who is eligible for this program?

In order to be eligible for this benefit program, you must be without a job or about to lose the job.

What are your next steps?

The below details will guide you to the next steps to apply for this benefit.

How to apply for this program?

For further details, check out the Program Contact Information below.

What is the Program Contact Information?

You can also dial in a toll-free help line:
877-872-5627

People who have hearing disability may dial in this toll-free TTY number:
877-889-5627

Employers and jobseekers can get the services they want at a convenient Career One-Stop Center. Find the nearest One-Stop Center to you at:
http://www.servicelocator.org



Nursing Workforce Diversity
What is Nursing Workforce Diversity Program?

The Nursing Workforce Diversity Program improves opportunities for people from disadvantaged

backgrounds, consisting of racial and ethnic minorities understated among registered nurses. The opportunities offered comprise of student scholarships or stipends, pre-entry preparation and retention activities.

Who is eligible for Nursing Workforce Diversity Program?

In order to be eligible for this benefit program, you must be a citizen of United States or United States national who is not Caucasian and qualified/certified/licensed as a nurse or nurse anesthetist.

What are your next steps?

The following details will guide you to take the next steps and apply for this benefit.

How to apply for this program?

For more details about this program, see the Program Contact Information below.

What is the Program Contact Information?

For further details please visit:
https://grants.hrsa.gov/webexternal/FundingOppDetails.asp?FundingCycleId=AF0E72B0-AF4A-4F01-9113-2E49A508FC35&ViewMode=EU&GoBack=&PrintMode=&OnlineAvailabilityFlag=True&pageNumber=1



Nursing Education Loan Repayment Program
What is Nursing Education Loan Repayment Program?

In order to help in the staffing and retention of professional nurses devoted to offering health care

to underserved people, the Nursing Education Loan Repayment Program gives registered nurses extensive support to repay educational loans in return for service in eligible facilities situated in areas facing a scarcity of nurses. If you completed two years of service, the Nursing Education Loan Repayment Program will reimburse 60 percent of the participant's total qualifying loan balance; after completing three years of service, the Nursing Education Loan Repayment Program will reimburse 85 percent of the participant's total qualifying loan balance. A participant who accepts to serve two years may qualify to revise the Nursing Education Loan Repayment Program contract and serve a third year at a qualifying health facility, for which the Nursing Education Loan Repayment Program will reimburse an extra 25 percent of the qualifying loan balance.

Who is eligible for this program?

In order to be eligible for this benefit program, you need to be a US national, citizen or dual citizen qualified/certified/licensed as a nurse or nurse anesthetist, who serves or served as a health care professional, is currently working (full-time) and holds student loan debt.

Loan Terms

Not applicable

Application Process

For further details, check out the Program Contact Information below.

What is the Program Contact Information?

For further details, get in touch with the program office directly at their toll-free number:
866-813-3753

Or by mailing to the following address:
Nurse Education Loan Repayment Program
5600 Fishers Lane,
Room 9-36
Rockville MD 20857



Student Temporary Employment Program (STEP)
What is Student Temporary Employment Program (STEP)?

Student employment offers a chance to make money and carry on your education, to coach with

individuals who help merge your academic study with on-the-job experience. Job openings under this program give you temporary occupation with the Department of Commerce. Jobs can range from summer jobs to positions that continue as long as you are a student. These job opportunities may not be associated to your academic field of study.

Who is eligible for this program?

In order to become eligible, you need to be:

  • A student registered or accepted for registration as a degree-seeking student (diploma, certificate, etc.),
  • No less than the minimum age needed by Federal, state or local laws and standards governing the employment of minors,
  • Bearing at least half-time academic or vocational and technical course load in an accredited high school, technical or vocational school, four-year college or university, graduate or professional school,
  • A U.S. citizen, and
  • Able to create a letter of verification from your educational institution indicating proof of enrollment in school for the forthcoming semester/quarter at the start of each semester/quarter.

How to go about this program?

The following details will guide you to the following stages to apply for this benefit.

How to apply for this program?

For further details, check out the following Program Contact Information .

Program Contact Information

For more details, please check out:
http://hr.commerce.gov/Practitioners/HRFlexibilities/DEV01_006387

For a list of contacts for student employment at DOC, please check out:
http://hr.commerce.gov/ContactOHRM/index.htm



Student Career Experience Program (SCEP)
What is Student Career Experience Program?

The Student Career Experience Program (SCEP) is a remunerated student program, which gives

you beneficial work experience precisely associated to your academic field of study. It offers formal phases of work and study as you are attending school. It wants an assurance by you, your school, and the U.S. Department of Commerce. You may be qualified for permanent job after successfully accomplishing your education and meeting workobligations.

Who is eligible for this program?

In order to become eligible, you need to be:

  • A student registered or accepted for registration as a degree-seeking student (diploma, certificate, etc.);
  • No less than the minimum age required by Federal, state or local laws and standards managing the employment of minors;
  • Bearing at least half-time academic or vocational and technical course load in an accredited high school, technical or vocational school, 2 or 4-year college or university, graduate or professional school;
  • A U.S. citizen, and
  • Able to create a letter of verification from your educational institution indicating proof of registration in school for the forthcoming semester/quarter at the beginning of each semester/quarter.

How to go about this program?

The following details will guide you to the following stages to apply for this benefit.

How to apply for this program?

For further information, check out the Program Contact Information below.

Program Contact Information

For further information, please visit:
http://hr.commerce.gov/Practitioners/HRFlexibilities/DEV01_006387

For a list of contacts for student employment at DOC, please visit:
http://hr.commerce.gov/ContactOHRM/index.htm



Harry S. Truman Scholarship Program
What is Harry S. Truman Scholarship Program?

The Truman Scholarship is a very competitive, merit-based award presented to U.S. citizens and

U.S. nationals from Pacific Islands who aspire to attend graduate school that prepares for a job in government, the non-profit sector or elsewhere in public service. Truman Scholars partake in leadership development programs and have unique opportunities for internships and job with the Federal government.

Who is eligible for this program?

In order to become eligible for this benefit program, you must presently be registered in an accredited undergraduate degree program, and be preparing on attending graduate school to pursue a career in public service. While you apply, you need to either have junior-level academic position or senior-level position in your third year of collegeadmission. If you are from Puerto Rico, the Virgin Islands or a Pacific Island, you can apply with senior-level position.

How to apply?

Students must be nominated by a Truman Scholarship Faculty Representative from their college or university and cannot apply directly for Truman Scholarships. Every institution may elect four students. Apart from that, four-year colleges and universities may elect three transfer students from two-year colleges.

Program Contact Information

You can find your school's Faculty Representative through the "Faculty Representative Locator" tool on the Truman Foundation website:
http://truman.gov//for-candidates/faculty-rep-locator/faculty-rep-locator

If your school is not listed, you must get in touch with a professor, advisor or other faculty member to check if they are ready to act as a Faculty Representative. You can also check out the "How to Become a Fac Rep" section in the guidance they offer on the current year's competition (visit http://truman.gov/for-faculty-reps and then click on the first link to retrieve details on this year's competition). Potential Faculty Representatives can also contact or email the Foundation for additional guidance:

202-395-4831
office@truman.gov

Further detailed information about the Truman Scholarships and the application process can be read on the Foundation's website:
http://www.truman.gov



Advanced Education Nursing Traineeships Program
What is Advanced Education Nursing Traineeships Program?

The Advanced Education Nursing Traineeship program covers the cost of traineeships for students

in advanced nursing education programs. Traineeships are presented to students by participating educational institutions providing masters and doctoral degree programs, merged RN to master’s degree programs, post-nursing masters certificate programs, or in the case of nurse practitioners, clinical nurse specialists, nurse midwives, nurse anesthetists, nurse educators, nurse administrators or public health nurses.

Who is eligible for this program?

In order to become qualified for this benefit program, you need to be a current or prospective student, a US national, citizen or permanent resident, and you need to be pursuing a degree in nursing.

How to go about this program?

The following details will guide you to the following stages to apply for this benefit.

How to apply for this program?

For further information, check out the Program Contact Information below.

Program Contact Information

For further details about Advanced Education Nursing Traineeships Program please check out this website:
http://grants.gov



Barry M. Goldwater Scholarship Program
What is Barry M. Goldwater Scholarship Program?

The Barry M. Goldwater Scholarship is a very competitive, merit-based award presented to college

juniors and seniors getting ready for a career in mathematics, the natural sciences, or engineering. For getting selected, a student must be recommended by his or her college or university using the official nomination materials offered to every institution.

Who is eligible for this program?

In order to become qualified for this benefit program, you need to be a U.S. national, citizen, or legal alien who is a current or prospective student in mathematics, natural sciences or engineering; and has been admitted or are registered in an accredited degree program, college or university.

How to go about this program?

The following details will guide you to the following stages to apply for this benefit.

How to apply for this program?

For more details, check out the Program Contact Information below.

Program Contact Information

Students must be nominated by a faculty representative from their college or university and cannot apply directly for Barry M. Goldwater Scholarships. Every institution may elect a limited number of students.

You can find your school's Faculty Representative via the "Faculty Representative Locator" tool on the following website:
http://www.act.org/goldwater/gfacrep.html

Further detailed information about the Barry M. Goldwater Scholarships and the application process may be accessible on the Foundation's website:
http://www.act.org/goldwater/index.html



Federal Work-Study Program
What is Federal Work-Study Program?

The Federal Work-Study Program finances jobs for undergraduate and graduate students with fin-

ancial requirement, letting them to earn money to help pay postsecondary educationcosts. The program nurtures community service work and work associated to the student's course of learning. The total award is dependent on when the student applies, level of requirement, and financing level of the school.

Who is eligible for this program?

In order to become eligible for this benefit program, you need to be a student doing a postsecondary educational degree or certificate.

Application Process

To verify whether you are qualified to get support through this program, you must first fill in a Free Application for Federal Student Aid (FAFSA). Schools utilize the details from the FAFSA to evaluate your actual financial aid package. Fill out the form via internet at http://www.fafsa.ed.gov/. Your school will tell you how much money you may be qualified for that academic year.

Program Contact Information

Further details about Federal Work-Study can be accessed at:
http://www2.ed.gov/programs/fws/index.html

For general details about the Federal student aid programs, help in completing the FAFSA, and information about FAFSA on the Web, contact the Federal Student Aid Information Center (FSAIC) at the below toll-free number:
1-800-433-3243

Individuals who are hearing impaired can use this toll-free number:
1-800-325-0778

TTY users for the hearing impaired can use:
1-800-730-8913

Callers in locations that has no access to 800 numbers may use this non toll-free number:
319-337-5665



James Madison Memorial Fellowship Program
What is James Madison Memorial Fellowship Program?

TheJames Madison Fellowships are aimed entirely for graduate study resulting in a master's degree.

The maximum amount of each award is $24,000, divided over the distinct period of study, therefore making the James Madison Fellowship the top award for secondary level teachers undertaking study of the Constitution.

  • Fellowship payments include the actual tuition expenses, required fees, books, and room and board but cannot go beyond $12,000 per academic year. Generally, Fellows get below these maximum amounts.
  • James Madison Fellows can go to any accredited institution of higher education in the United States.
  • Every individual joining the James Madison Fellowship Program will be assumed to study and accomplish a master's degree in one of the following (listed in order of the Foundation's preference): Master of Arts (MA) in American history or in political science (also referred to as "government and politics" or as "government"); Master of Arts in Teaching (MAT) concentrating on either American Constitutional history (in a history department) or American government, political institutions, and political theory (in a political science department); Master of Education (MEd) or the Master of Arts or Master of Science in Education with a concentration in American history or American government, political institutions, and political theory.

Type of James Madison Fellowship Programs

The Foundation offers two types of fellowships:     

  • Junior Fellowships are presented to students who are nearing completion, or have done their undergraduate course of study and intend to start graduate work on a full-time basis. Junior Fellows have two years to finish their degree.
  • Senior Fellowships are conferred to teachers who like to start work for a graduate degree on a part-time basis via summer and evening classes. Senior Fellows can take up to five years to finish their degree.

After accomplishing all fellowship requirements, every individual will be obliged to teach American history, American government, or social studies, full time in a secondary school in the United States (or in a U.S. Government sponsored school abroad) for minimum one school year for each full academic year of fellowshipassistance.

Who is eligible for this program?

To become qualified to apply for a fellowship, you:

  • Must be a U.S. citizen or U.S. national
  • Must be a teacher, or intend to become a teacher, of American history, American government, or social studies at the secondary school level (grades 7-12)
  • Must hold a bachelor's degree or plan to get a bachelor's degree before August 31 of the year in which you are applying
  • Must wait a minimum of three years from the time that any previous graduate degree was presented prior to applying for a James Madison Fellowship

How to apply?

To apply via internet, please check:
http://www.act.org/madison

Program Contact Information

For further details, please check:
http://www.jamesmadison.gov/eligibility.html



State Fire Training Systems Grants
What is State Fire Training Systems Grants Program?

The State Fire Training Systems  Grant program offers  financial aid  to firefighters and emergency

response personnel for providing a range of National Fire Academy courses/programs.

Who is eligible for this program?

In order to become eligible for this benefit program, you need to be or have been working as a firefighter or emergency response worker.

How to go about this program?

The following details will guide you to the following stages to apply for this benefit.

How to apply for this program?

In order to apply for this program please get in touch with FEMA at 1-800-621-FEMA (3362) or check out:
http://www.fema.gov/assistance/index.shtm

Program Contact Information

For further details, check out the following website:
http://www.usfa.dhs.gov/fireservice/grants/

You can also write to them at:

National Fire Academy
16825 South Seton Avenue
Emmitsburg, Maryland 21727

Or dial:
301-447-1376



Educational and Cultural Programs for Professionals
What is Educational and Cultural Programs for Professionals?

The U.S. Department  of State, Bureau  of Educational  and Cultural  Affairs (ECA) provide a wide

range of openings to professionals who are U.S. citizens. The programs promote mutual understanding amongst the people of the United States and the people of nations around the world established on the benefits of mutual understanding, educational and cultural exchange, and leadershipexpansion.

A sampler of programs for professionals comprise of:

  • Citizen Diplomat Citizen Diplomat - National Council of International Visitors (NCIV)
  • English Language Fellow Program
  • English Language Specialist
  • Fulbright Program for Scholars
  • Hosting Opportunities

Who is eligible for this program?

In order to get qualified for this program, you need to be a U.S. citizen. You need to also meet any other prerequisites as described in each program's eligibility section. Please study each program's prerequisites at http://exchanges.state.gov/prog-us.html.

How to go about this program?

The following details will guide you to the following stages to apply for this benefit.

How to apply for this program?

Please check out http://exchanges.state.gov/prog-us.html and click on the tab "Open Programs" to find a list of programs currently taking applications.

Program Contact Information

For further details about all of the high school programs the U.S. Department of State has to offer, please check out:
http://www.exchanges.state.gov/prog-us.html



Emergency Management Institute (EMI) Independent Study Program
What is Emergency Management Institute (EMI) Independent Study Program?

The Emergency Management Institute (EMI) Independent  Study Program comprises of  self-paced

courses created for both the general public and people who have emergency management obligations. They are provided free-of-charge to all who are eligible for enrollment, and college credit can be taken via a for-fee service after successful accomplishment of a course. Every Independent Study Course comprise of lessons with practice exercises and a final examination. Those who achieve 75 percent or more are delivered a certificate of achievement from EMI. Course completion duration ranges from two to fourteen hours, which is dependent on the course and the student's background.

Independent Study Programs are imparted via internet and are open to the general public and requires no review or exception. Courses vary from those taught in EMI's Residential Education Program.

Who is eligible for this program?

In order to qualify for this benefit program, you must be a U.S. national, citizen or dual citizen.

How to go about this program?

The following details will guide you to the following stages to apply for this benefit.

How to apply for this program?

For details on how to apply for this program, please check out:
http://training.fema.gov/Apply/

Program Contact Information

Further information on the EMI can be accessed at:
http://training.fema.gov/IS/

You may also send email to:
Independent.Study@fema.gov

You may also view details on EMI's Residential Education Program.



Education Consolidation Loans
What is Education Consolidation Loans Program?

Consolidation Loans are offered  to most mortgagors of Federal education loans and  originate from

one of two sources:

  • Direct Consolidation Loans are made available by the U.S. Department of Education. You pay back a Federal Consolidation Loan to the U.S. Department of Education.
  • Federal Consolidation Loans are made available via the Federal Family Education Loan (FFEL) Program. While FFEL funds originate from private lenders, namely banks and credit unions, they are funded and aided by the U.S. Department of Education. You pay back a FFEL Consolidation Loan to the private lender that prepared the loan or to its designated agency.

Whether you obtain a Direct or FFEL Consolidation Loan is dependent on which program you select. In both cases the terms of the loan (loan amounts, interest rate, and other benefits) are usually the same.

Who is eligible for this program?

Majority of the Federal student loans are qualified for consolidation, including funded and non-funded Direct and Federal Family Education (FFEL) Stafford Loans, Direct and FFEL PLUS Loans (parent loans), Federal Perkins Loans, Federal Nursing Loans, and Health Education Assistance Loans. Private educational loans do not qualify.

You can obtain a FFEL Consolidation Loan during your grace period, once the repayment is due, or when the suspension or tolerance period is on. Direct Consolidation Loans are also offered even when you are in school. Debtors who are defaulting must meet certain conditions prior to consolidating their loans.

How to go about this program?

The following details will guide you to the following stages to apply for this benefit.

Loan Terms

Maximum Loan Amount:
none

Interest Rate:
weighted average interest rate on the loans being consolidated rounded to the nearest one-eighth of 1 percent must not go beyond 8.25 percent.Presently, the interest rate doesn’t change during the loan period. To know an estimate of your interest rate, use the Online Calculator at https://loanconsolidation.ed.gov/loancalc....

Maximum Loan Length:
30 years

Frequency of Payments:
monthly or quarterly

Prepayment penalties:
none

Fees:
none

How to apply for this program?

To apply for a Direct Consolidation Loan, get in touch with the Loan Origination Center's Consolidation Department at 1-800-557-7392. TTY users for the hearing impaired can dial 1-800-557-7395. Or,
you can check out https://loanconsolidation.ed.gov/AppEntry/apply-online/appindex.jsp.

To apply for a FFEL Consolidation Loan, get in touch with the consolidation department of a participating FFEL lender for an application or further details.

Program Contact Information

For further details, check out:
http://loanconsolidation.ed.gov/



Federal Perkins Loan Program
What is Federal Perkins Loan Program?

Federal Perkins Loans support financially poor undergraduate and graduate students cover the co-

st of postsecondary education. The award is prepared by the school dependent on the availability of funds. A Federal Perkins Loan bears a fixed interest rate and must be paid back starting after a nine-month grace period subsequent to the date when the student is no longer registered on at least a half-time basis.

Institutional financial support administrators at partaking institutions have significant flexibility in evaluating the amount of Perkins loans to present to students who are registered or accepted for registration. Borrowers who take up certain public, military, or teaching service jobs are qualified to have all or part of their loans canceled.

Who is eligible for this program?

In order to become eligible for this benefit program, you need to be a student doing a postsecondary educational degree or certificate.

Loan Terms

Maximum Loan Amount:

  • Undergraduate - up to $5,500 a year (maximum of $27,500 as an undergraduate)
  • Graduate - up to $8,000 a year (maximum of $60,000, comprising undergraduate loans)

Amount actually obtained depends on financial requirement, amount of othersupport, and accessibility of funds at school

Interest Rate:
Fixed at five percent

Maximum Loan Length:
Up to 10 years to repay, depending on amount payable

Frequency of Payments:
Monthly or quarterly. Once you graduate, leave school, or drop below half-time registration, you have a nine-month grace period prior to the repayment starts. Those in the military may have longer.

Prepayment penalties:
None

Fees:
None

Application Process

To apply for Perkins Loans, complete the Free Application for Federal Student Aid (FAFSA) here or you can obtain a paper FAFSA from your high school, local library, postsecondary school, or by contacting the Federal Student Aid Information Center at 1-800-4-FED-AID (1-800-433-3243). TTY users for the hearing impaired can use 847-688-2567.

If you applied for Federal student support for the previous school year, you can possibly file a Renewal FAFSA for the following year. By utilizing a Renewal FAFSA, you need to fill in any details that have altered and fill in a few new answers.

Program Contact Information

For general details about Federal student support programs, help in filling out the FAFSA, and details about FAFSA on the Web, contact the Federal Student Aid Information Center (FSAIC) at the below toll-free number:
1-800-433-3243

Individuals who are hearing impaired may use this toll-free number:
1-800-325-0778

TTY users for the hearing impaired can use:
1-800-730-8913

Callers in locations that has no access to 800 numbers may use this non toll-free number:
319-337-5665